As a Xero only practice, we use the Xero superannuation clearing house to streamline this process and makes it easy for you. 

Superannuation payments would be one of my favourite Xero features! We set it up in the file, the client approves with a code, and it is direct debited from their account that night.  Too easy!

It is not legislation yet, but the plans are that from 1 July 2026 employers need to pay superannuation on the same day as payroll, called “Payday Superannuation”.

We already have many clients doing this.  When this legislation comes into play it will be an easy transition in terms of compliance for us to take care of this for our clients. 

For a while it may cause some cashflow stress as those weekly/fortnightly wages in terms of cashflow will be higher, but by the end of the first quarter when you don’t have that big quarter superannuation liability to pay, hopefully it will be worth it!